Showing posts with label retirement. Show all posts
Showing posts with label retirement. Show all posts

Thursday, February 19, 2026

Frugal Friday Wrap Up a Day Early 2/19/26

 



     Isn't God the most amazing artist?  I woke up really early this morning and was greeted with this beautiful sunrise.  I quickly grabbed my phone and took picture after picture trying to capture the awesomeness of it all.  Truely breath taking don't you think?


   I know this post is technically a day early, with this being Thursday and not Friday, but my husband is off at work today and I find that since he is home on Fridays, I have not gotten around to posting much.  I'm not saying that having him home on Fridays is a bad thing, quite the opposite.  I really enjoy spending time with my husband and I don't want to ever take away from my first priority which will always be my family.  I know that everyone who reads this will understand.  


   


   Our son Chris took myself and one of his friends fishing last week.  His friend Jim is 90 years old and is the person that sold Chris's boat to him (and gave him a great deal on it).  I had been looking forward to this day for a long time.  Yes, it was cold, but the sun was out and it felt glorious on my face.  The sun reflected off the ripples in the water and reminded me of the days I would spend at the beach growing up in Hawaii.  I felt totally at peace and I even caught the first, and the largest fish of the day.  Chris took it home, filleted it out for me, and it is now in his freezer awaiting my drive over to pick it up and to drop off some things for him.  The whole day was just what I needed since I had been struggling with SAD due to there having been way too many gray days leading up to it.  Jim and Chris were wonderful company and my heart was filled to the brim with calm and love.


   While I was out fishing with Chris, Bradly, our oldest grandson who will be 14 in 2 weeks, came over to spend the day with Gpa (my husband) and change the struts out on the car that he will soon be gifted.  We had made this promise to both Bradley and Isaiah, that when Gpa retired fully, that they would get the car.  Originally, they were going to have to share the car, but then Aunt Helen gifted her car to the boys before she died.  Isaiah has decided he wants Aunt Helen's car, which made Bradley very happy since he wanted my husband's car.  The boys live out in the country and needed a way to get to and from work.  The deal we made with the boys had been that when we gifted them the car, that they were going to have to work to pay at least part of their car insure (on their parent's plan) and their own gas.  I know my oldest 2 grandsons well and that they would be more than willing to do this to have a car of their own.  So, Jeff and Bradley got the struts changed out and spent the rest of the day having pizza and watching movies before they set out to buy a Valentine's gift for me that I had seen and picked out earlier that morning.  This leads us to a list of some of the other frugal doings over the past few weeks...

~Jeff bought me a one-of-a-kind gorgeous antique stained glass hanging lamp.  It has metal work on it over each lower panel of glass that depicts a lake scene, complete with the shorelines, pine trees and a little cabin at either sunrise at either sunrise or sunset.  Each panel's glass is unique.  It originally was $295 but Jeff walked away at first and she brought the price down to $200.  Jeff rewired it for me and it is now hanging in our living room.

~We have been searching for a recliner that would actually fit my hubby and his extra-long legs. ;)  This search has been going on for months now since his recliner that he did have at that point was so low to the ground, making it hard for him to get up and out of, and was too short for his legs.  We even (gulp), looked at furniture stores, but the one that came closest to fitting him cost over $1000.  That was not something we could afford.  On a hunch, I asked my husband if we could go to the grand reopening of a thrift store near us and guess what we found...yes, the perfect sized recliner for my hubby (and his long legs) that is also the right height for him to get up out of easily.  All in, we paid a little over $100 for it.  That was a savings of $1100 over what the other one at the furniture store would have cost and it fit him even better!

~Our neighbor was gifted 2 apple pies and she gave one of them to us.  It is delicious!

~Our pellet stove control panel went out (luckily, we do have a furnace as a back up source of heat).  Jeff had me go on line and order a new control panel for it.  Cost was $382 after taxes and shipping.  It sure beats the cost of a new pellet stove and Jeff can install the new control panel himself.  Savings over $2000 for the lower end priced pellet stoves.

~I have been trying to cook more from our freezer and pantry.  A few of the meals I have made lately are a rich elk burger soup that used a Bear Creek Beef soup mix along with a pound of cooked elk burger.  So delicious on a cold day!  Homemade Fettuccini Alfredo using linguini noodles since I was out of fettuccini, along with the last of my half and half, and some Parmesan-Roman cheese that I had previously bought on sale and thrown in the freezer.  This is one of Jeff's favorites.  Air friend Panko breaded chicken with Colby-Jack cheese melted on top served with a green salad and rice pilaf.  A sheet pan dinner of baked Italian Sausages (served on buns) and sweet potato wedges.  This was served with homemade applesauce that I had previously made from some apples from our tree and frozen. A shrimp and cabbage Asian style salad with shrimp that I had bought on sale and thrown in the freezer. Teriyaki meatloaf made with venison burger, served with rice and green beans.

~We donated so many bags of things to the thrift store while we have been slowly going through things that we no longer need.  For each donation, we get a 20% off one item coupon.  We use the coupons on bigger ticket items.  We mostly shop on Mondays since that is Senior day and all of our items, except the half off color tags of the week, along with the new merchandise, are 20% off.  I stocked up on some nice Land's End cap sleeved dresses for the warmer months since I practically live in dresses when it is hot.  I also found a long short-sleeved dress which is also perfect for the hotter weather and works great as a beach cover up too.  Jeff found some comfy lounge pants and shirts.

~Jeff and I gave each other haircuts.  He cut mine way shorter than he normally does and I now look more and more like my mother with her short haircut.  I have to say, I kind of like it!  I have always looked like my mother when it comes to our eyes and expressions (I even sound like her), and thus also look like my great grandmother (my Tutu) in the eyes.  Now I look like her hair-wise too. :)

~Jeff got us restocked on another ton of pellets for our pellet stove.

~We took Maggie to the do-it-yourself dog wash in town.  She desperately needed a good bath!  She likes the blow dryer on the low setting there and will even come into the bathroom at home now on occasion when I am blow-drying my hair to get her turn in too.  Silly dog!

~I put away the Christmas decor and have now replaced it with Winter decor that I already have.  

~I picked up a few more classic movies and musicals on DVD.  We really enjoy these!  And yes, I got them at another thrift store.

~I made Jeff a loaf of banana bread with some over-ripe bananas that I had peeled and put in the freezer for such a time as this. ;)  Food is one of his top love-languages and boy did he feel loved!  He was making happy sounds while he was eating. 


   So there we are once again!  Oh, and by the way, my shingles are healing up nicely now and I don't think I will have any scarring at this point.  I still have some nerve thingy going on in some spots, but that is to be expected.  Be blessed and have a wonderful day!


Saturday, May 24, 2025

Surgery for Hubby and Other Things

 




   Jeff was finally able to get his much-needed knee surgery.  There was more damage than they thought, but all in all it was the best outcome possible.  He is now having to keep his knee totally straight for two weeks and not put any pressure on it. Week three he can start to bend it and we will see at that point if he can start to put any pressure on it or not.  The doctor figured that he would be off work for about 6 weeks and then can go back but be careful with his knee for a bit more time.  Getting around the house with his walker (which he decided yesterday that he was done with and switched to crutches which he had me retrieve from Chris and Heather) was wearing him out, especially the getting up and down part.  I know he thought the crutches would be easier, but sadly, that is not the way it turned out.  Between the surgery on Tuesday and expending all that energy, he is exhausted and taking multiple naps a day.  We are staying up until 11p.m. for him to take his pain pill before bed, and then are back up at 5:15 a.m. for another pain pill.  Of course the fur babies all think that they are starving at that point, so I get all of them fed, coffee going for Jeff and I and then get him something to eat.  By 9 a.m., both of us head back to bed for a bit.   Now, if I were a normal and healthy person, this would not also be taking a toll on me so much, but you have to remember that I have fibromyalgia, along with hip and back problems.  I am doing my best at trying to take care of him, the house and yard, but let me just say this...some things are definitely slipping through the cracks.  I will be enlisting the help of my oldest grandson Bradley next week to mow the yard and possibly get Jaysn over here to work on the swamp cooler this long weekend since the temperatures are supposed to get up in the high 80's.  YUCK!


   Before Jeff's surgery, I tried to get as much done as I could and get stocked up on everything we needed grocery wise except for the fresh produce and dairy products.  I did get some apples, since the last longer, but Jeff loves to have a banana a day, so I will have to run into the grocery store at some point for that.  Since Jeff will be without a paycheck for about 6 weeks, I told him we are just practicing for when he fully retires.  I will be getting a very small SS check starting in July, but we are going to try and save half of it and use the rest to pay for windshield replacements on both Jeff's car and the truck, and get the rest of the things Jeff needs to fix some other things on his car.  We are waiting to see how much his Medicare/Medicaid will pick up in costs, since we will have to pay off his knee surgery also.  At this point he is saying he wants to retire this Fall, but he also wants to make sure we get these other things done and paid for first.  I get where he is coming from.


   We are hoping our garden does well this year.  I have spinach, radishes, lettuce and potatoes already coming up.  My tomato plants have been living in the greenhouse and will be planted out tomorrow.  I have 5 different plants of different varieties.  I wanted everything from cherry tomatoes to pear tomatoes and onto big slicers.  I didn't pick out any Roma plants this year or grow any from seed because I still have bags and bags of them frozen from last year that I still need to process.  I started zucchini and cucumbers last week in the greenhouse and am waiting for all of them to come up and get a bit more established before I get them planted out.  Beans will be directly seeded this coming week and I am hoping I get lots of them also.  Jeff and I love green and yellow beans, and I'd like to blanch and freeze at least 15 bags of them this year in addition to eating some fresh.


   There really is not much else going on around here at the moment.  Other than going to the doctor for Jeff's knee surgery checkups and doing the occasional grocery shopping, we will pretty much be home bodies for the next 6 weeks or so.  Steven will be joining us on Fridays in early June, so that will be a much needed and delightful distraction for both Jeff and I.  He just celebrated his 8th birthday and lucky for me, is still cuddly.  ;)

  

I hope you all have a nice Memorial Day weekend.  Please take a moment to remember the reason for this long weekend and send up good thoughts and prayers for the families of those who have lost loved ones who served.  Please also pray for those currently serving and for their families also.  With the way the world is right now, our brave men and women can be put in harms way at any moment.  This is coming from a mom who lives with this knowledge and possibility every single day.  Thank you and God Bless!


   


   

Sunday, January 19, 2025

Thoughts, Thrifting and the Start of Healing


 



   Yes, I am finally popping my head back into my sweet blog.  It seems that this blog has been a long journey of emotions for 13 years now.  There have been such highs as we added our beautiful girls to our family and were blessed with 5 amazing, funny, smart and loving grandchildren.  If you have been reading my blog for any amount of time, you already know what the lows are and how that took a huge toll emotionally and even financially on our family and health-wise also for me. Throughout it all, our kid, grandkids, my brother Fritz and my parents grew even closer.  We were so blessed to have had my sister come for a visit several years ago, which meant everything to both she and I.  Now that she is battling cancer once more, it means even more to us.  We have strengthened our relationship and she has been blessed with a beautiful daughter who married into her family and a adorable granddaughter of her own.  She is now experiencing the same joy that I have been for all these years.  Grandchildren are the best!


   I am starting to finally let go of the pain of losing both Jeff's parents, his aunt Helen, and my cousin Jeremy.  There are still moments when I see something and hear something that reminds me of my dear cousin and I want to pick up the phone and call him.  I know that is not possible, so I remind myself that I get to enjoy it for the both of us and that he would want me to have that giggle, stare in awe at a beautiful piece of art soaking it all in and continue to love on and enjoy the antics of Maggie Mae.  It has taken me a long time to get to this point and to also not shed a tear when I think of our one-of-a-kind Aunt Helen.  I am so very thankful for that short time we had with her.  As for Jeff's parents...I realized that I had been so worried about my husband and kids losing them that I had not taken the time to personally grieve for both his parents.  Jeff and I had many long talks, and I realized that I needed closure.  I think I finally got it by going to his grandparents' gravesite where his parents' ashes will be interned.  I had not been there is over 40 years, but I made a promise to his mom that I would make sure that Jeff and the kids would always know where it was.  It helped me to let go of the hurt and anger that I had towards them and let the love and good memories (and there were many of them) take their place within my heart.  It feels like a huge weight had been lifted off of me.


   Jeff and I have done some thrifting lately and have found many cool things.  We found the pair of pillows pictured above that will be a perfect birthday gift for our fishing and hunting crazy grandson Isaiah.  His room is decorated in that style, and I checked with Heather and she told me she thought he would love them.  So they shall be his!!!!  We also found some really good kneepads for Jeff, a brand new large soft and fuzzy throw blanket, a blender, a large coffee maker to keep in the tent trailer, a gorgeous planter, some clothing, a pretty basket, some picnic plate holders (again for the tent trailer), a small lantern that puts out a tremendous amount of light and an Ethan Allen decorating book.  I really enjoy that style and I think it may be genetic since that seems to have been something that even my great-grandmother loved.


   Jeff and I have been talking about how he wants to fully retire within the next few years, as soon as he can get his full retirement amount.  I have to look into when I can also start taking retirement and what time that will be to make the most of it.  We talked about what full retirement will look like and ways that we can save even more money as to make it possible sooner.  We have been thinking of side hustles, how to make the most of our garden and help it be more productive.  All of these things are very important for us.  We are getting better about not eating out at much.  I'm trying to make sure that we have some quick to make meals here on the ready at home.  Today I made two loaves of bread and took some homemade chicken noodle out of the freezer to make for dinner.  I also threw an acorn squash in the oven too bake so that I have that ready for another meal.  There are two bags of raspberries from our garden thawing on the counter and I will use them to make some raspberry infused gin (a huge favorite of mine and Chris').  It also makes great gifts for loved ones.  I had bought the bottles for it from Amazon awhile back and have also been collecting larger bottles with stoppers on them for keeping it in here at home.  I still have lots of fruit to use in this manner for both gin and vodka.  I would like to get it all made and ready for this year.  Between the blackberries and raspberry stash I have in the freezers, I should be able to make enough for a while year for myself and others.


   I hope that things are going well for all of you who read my ramblings.  As you can see, I am in a much better headspace now.  It has been a long time coming, but the sweet relief now that it is here is incredible.  Thank you to Jesus for your healing and to my amazing family and friend for loving me through it.  Be blessed all.                   


   


   

Thursday, August 1, 2024

And Yet Another Long Overdue Post


 


   The picture above is of my paternal grandparents on their wedding day.  I absolutely love my grandmother's wedding dress and veil.  She died when I was very young and only had one time getting to know me when I was about 2 years old.  I have no memory whatsoever of her and that is something that really makes me sad.


   This leads me into some other thoughts.  I cherish my time with my grandchildren and get to spend lots of time with the 3 older boys who live close, Bradley 12, Isaiah 11, and Steven 7.  I so wish we lived closer to our two youngest grandchildren Tate and Peyton.  Jeff and I are trying to figure out when we can go and visit them that works for both us and for them.  Since we had to cancel our trip earlier this Summer, this is something that we really feel we need to do soon.  Praying we can find a way to make it work for all of us.


   Life has been beyond busy here and time seems to just fly by.  We have been determined to keep the gardens alive with this horrible heat.  We had one soaking rain come through is the past 3 months.  The thirsty ground took it all in and I could see that the plants were happier for a day or so before the heat again took its toll on them.  I frequently have to water twice a day.  The heat is also taking a toll on the hummingbirds who are drinking up all the nectar I put out for them.  I have to refill the hummingbird feeder every 3 days now.  It used to be once a week.


   I have been harvesting squash, potatoes, raspberries, strawberries and blueberries from the garden.  Our tomato plants are starting to set fruit, as are the cantaloupe plants.  The cucumber plants are starting to produce tiny little cucumbers.  The pole beans are struggling, and I don't know if we will get anything off them.  Our apple tree and pear tree seem to be struggling and producing little sized fruit.  I believe this is due to the heat and lack of water.  I need to get better at making sure they stay well-watered.


   Jeff and I spent about 2 weeks getting ready for our townwide yard sales.  We did sell a bunch of stuff and made about $100 for us, $38 for Jeff's aunt and Heather also made money selling her delicious homemade huckleberry cinnamon rolls.  We had lots of stuff left over so we took the sheets, blankets and bedspreads to the Red Cross Shelter that had been set up for victims of a big fire burning south of us.  We met a sweet mother and daughter there who had left with only the clothing on their backs and asked if we had any sweaters since it got cold in the shelter at night.  Jeff gave them a big bag full of sweaters from our yard sale and they were so grateful.  I really do pray they have a home to return to.  The rest of the items were donated to one of our local thrift stores that keeps the money in our community to help people get back on their feet again.


   We have made many trips up to see Jeff's aunt and will be going up to see her once again tomorrow.  We will deposit the money from the yard sale from the sale of some of her things into her account at the care center for her to use as she pleases.  I really do enjoy our visits with her and am so glad that we are in each other's lives again.  She is always pleased to hear how her cat Remmie is doing and this time I get to tell her how Remmie now cuddles with me at night and sometimes even during the day.


    While in town tomorrow to visit Jeff's aunt, we will also be going to an appointment with a Medicare broker since Jeff will be 65 next month.  Is it just me or is this whole Medicare thing confusing?  Hopefully I will understand more after tomorrow.  My reward for sitting through all of that is being able to go to a few thrift stores.  The Goodwill up there has been newly redone and the items there are really nice.  I have a few more things that I would like to pick up like some soft cotton lounge pants and I am hoping to find some either there or at another store.  The last time we were there I found some needed things and some nice artwork.


   Speaking of thrift stores, I found a really nice cuddly blanket that is perfect for this Winter and Christmas time.  I also found a knome, a decorative plate, a shirt, and a few other items.  The stores are putting out more Fall decor now and I am here for it!  Today I actually went through the Fall decor I have on hand here at home.  Most of it came from thrift stores.  Very few items were bought new, as I find great stuff at the thrift stores, and I can't stand to pay retail for anything if possible.


   I had better end this post here.  I need to get a few things done before Chris comes to pick me up.  We are having a birthday party for Isaiah at the skating rink (no, I will NOT be skating), followed by dinner at Panda Express.  Jeff is working today so he has my car and he will just meet us at the party.  This way I only have one car in town, and it gives me a chance to have some one on one time with Chris.  We rarely get that chance anymore and both and I enjoy our visits.


    Be blessed my friends and keep praying, staying strong and keeping your eyes and ears open.  So much is going on in this crazy world and we need to be able to separate the truth from the lies.  Make sure to also take time to relax, unplug and enjoy life to the fullest.  We all need that balance to keep us sane.


   

 


   


   



Thursday, February 29, 2024

Frugal Friday Wrap Up 3/2/24

 




   Hello all.   I am trying to get this post actually up on the day that it should go up.  I'll count this as a win thank you. There is so much going on in our lives right now and the stress of it all continues to take a toll on my health.  I know, I know, so many people say I have to not let it, but it does, it is just part of how I am wired.  We got news this week on our relative's health and it is worse than first thought.   The cost to fix my car keeps climbing as more things are found to be wrong with it.  We did get a bit of good news amongst the bad though. We were able to talk to someone in the Lewiston, ID Social Security Office and he sent to message over to the Auburn, WA office about there being no movement on Jeff's claim since January 4th.  That apparently helped to get them to start actually working on said claim.  Thank goodness the claim for benefits is retroactive because we will need those funds to help pay for the repairs to my car.  Now, onto the frugal doings...    
  








~Chris came over with a trailer that he borrowed from his police chief to haul my car over to the mechanic in the next town over.

~I have been trying to build up our at home library with books that will help us be even more independent food wise and live a more frugal life than we already do.  I picked up a book on foraging and a book on retirement for .99 each at Goodwill.

~I found a beautiful gray throw blanket at Goodwill for $3.99.  Jeff found a cover for his windshield to keep snow and ice off it and a Seattle Seahawks shirt.  He used a 20% off coupon on the most expensive item.

~I made several batches of sourdough and cheese crackers and also a batch of Everything Bagel crackers.  They have become a favorite here.

~More sandwich bread was baked.

~We stocked up on more bottled water.  We had a situation in our town recently where our water was injected with way too much chlorine.  It smelled like a swimming pool whenever you ran any water.  I am so glad that we have a Berkey and lots of bottled water on hand.

~Jeff and I finally got my hair cut.  I feel so much better now.

~We had a nice facetime visit with Josh.  He is up for a great promotion and from what he is hearing, he will be getting it.  Lauren is also applying for another job and we are praying that she gets it.

~Heather's parent gave us a beautiful gift of a honu (turtle) with a meaningful design on its back wood carving that her father Bruce made.  He is an amazing artist and is finally selling his carvings.  I will treasure this gift and it will go down through our family as an heirloom for generations to come.

~We had Steven spend the night with us this past weekend while his parents had a date night and went to see the musical "Stomp".  We had so much fun with him!

~We are eating out of the pantry, fridge and freezer for the most part.  Jeff has been helping me more with making meals since he is semi-retired.  He made us pancakes for breakfast on Monday.

~I was feeling rather stressed out on Tuesday while my car was in the shop.  Jeff and I headed into town to pick up a few things (we took his little car to save gas).  I found 2 beautiful coffee mugs, a gorgeous little vase ( I had been wanting one that size to put roses from my garden in), a Wizard of Oz book that had the complete first 5 books in it (gift for a grandson whose birthday is coming up), a beautiful Thomas Kincaid print with an inspirational bible verse that is a much needed reminder that God is always with us (beautifully matted and framed) and 2 shirts (on clearance for .75 each).




~We stopped at Grocery Outlet after the thrift store and found a 20oz. package of refrigerated chicken and herb tortellini on clearance for .77 (that became dinner once we got home with a homemade garlic butter, parsley and spinach, dehydrated from our garden last Summer) sauce.  That made for 2 complete meals for both of us.  We also found a party sized package of mozzarella sticks for $3.99.  I could not even make them from scratch for that price!  Gala apples were $3.99 for a 5 pound bag, so we got some of those too.  They had our new favorite coffee there for $5.99 a large can so we bought 2 of them.  We picked up a few more items to round out our pantry and I feel like we are set for awhile now. 


*******************************************************We picked up my car from the our mechanic and he did a great job replacing the CV joint and fixed another issue he came across.  Unfortunately, upon driving my car home, the transmission decided to act up big time> UGH!  Jeff thought it was just the CV joint causing the issues but now we know it was a multitude of problems.

*******************************************************

~I made a menu up based on what needed to be used up ASAP so that we do not waste anything.

~I had to cancel our planned visit to my parents and brother due to the car problems.  It broke my heart to have to do so, but we are still planning ongoing to see them when we loop up to them in late April after going to see Josh, Lauren and the littlest grandkids.

~I had avocados to use up so I made a big batch of guacamole with them.  I had that with tortilla chips for dinner on the night that Jeff had his bowling league.

~My husband blessed me by mixing up some chicken salad and made us chicken salad sandwiches for dinner on Wednesday night while I took a shower.  It was so nice to come out to dinner that was made.

~Walmart is being hit with a class action lawsuit over prepackaged organic fruit and prepackaged meats saying they weighed more than they did.  I just filed with the settlement claim for a check for $15 because of all the meat I had bought there from 2018 to 2023.




      As you can see, we have had quite the emotional ride.  Prayers would be much appreciated for our relative and our finances also.  Jeff and I continue to try to keep the budget low for things we can control, and we do take advantage of good sales and things when we find them.  I still am in shock at the price we found the tortellini for.  I just wish there had been more than one package so I could have thrown a few in the freezer for future meals.  Since Jeff is at his bowling league tonight, I think I will look and see what kind of flower seeds I have here on hand.  Then I can dream of where I shall plant all those flower seeds once it is time to do so.   I am so looking forward to Spring!  







Friday, January 5, 2024

It has Finally Come to Fruition!

                 Come Celebrate with Us!!!! 



   After years of dreaming and planning, buckling down and paying off debt, we have finally been able to do it.  Jeff talked to his boss got the thumbs up from them and we filed the paperwork to get the ball rolling with Social Security.  Yes, Jeff is going to semi retire!  He will start part time at work on Monday! 😁


   I cannot even explain how happy this makes both him and I.  I can see a huge weight has been lifted off of him.  He has worked hard for 50 years and yes, he deserves to be able to relax a bit, pursue some hobbies and spend more time with our kids, grandkids and our extended family, along with our friends.


   In typical Jeff fashion, he has already made a list of things he wants to accomplish here at home before Spring hits.  At the top of that list is clearing out the garage and making that into a nice woodworking workshop.  He plans to build outdoor benches and chairs from wood pallets and sell them.  He would build them and I would paint them.  He has built them for us and for our kids who live near us and everyone who sees them comments on them.  I do think they would sell well.


   Of course I am beyond thrilled that I will have my best friend home with me more often.  To be perfectly honest, I desperately need help with keeping up on the house and garden (when it is gardening season) and I will need help with canning in the upcoming canning season.  I also really miss him when he is gone at work.  Yes, I also enjoy and need some "me time", and I will still get that.  


   We have already started a list of things we want to get accomplished, places we want to explore, and people that we want to go and visit.  I see many more camping trips, picnics, going to visit Josh, Lauren and the 2 youngest grands, spending time watching the 2 oldest grandsons playing baseball in the Spring, G-pa and Steven time during the Summer when Steven is here once a week, more grandson sleepovers,  and going to spend time with my parents and brother at the lake.  We are looking forward to more time spent BBQing and then spending Summer days having lunch and or dinner out on our screened in porch.  We will also be able to go for boat rides up the St. Joe River with Chris, and I think hubby might enjoy doing a ride along with him one day or evening at work. 


   So yes, we are continuing to buckle down financially and will be trying to live on just Jeff's part time work or his Social Security checks alone.  I know we can do it.  We have run the numbers and, with having all but one debt (which we will be paying off within 4 months) gone, it is possible to do this.  Our frugal ways have served and will continue to serve us well into retirement.  Oh I am so happy and so is Jeff!