Quality of life is very important to us. We want to live a life that is personally fulfilling and also enables us to help others. We want to be healthy. We do not want to be stressed out emotionally or financially. Thus running the numbers.
A couple of weeks ago I spent time putting our budget down on paper and evaluated our income and expenses. One of the things that kind of shocked me was that it was costing us more money to have me work my part time job than I was actually making. After taking into account my expenses for working and then coupling that with how much I could save by being home more and doing more cooking from scratch, working my points programs, gardening, and searching out the best deals, we made the decision for me to stay home full time for the rest of this school year and Summer and see how things played out.
I will miss the kids I work with as a substitute teacher and I will also miss the staff. I do love them and this has been a difficult decision to make. This decision though is a "for now" one. I am leaving the door open to returning to subbing again next year at this point. It has taken Jeff and I three weeks of soul searching and weighing out the options to come to the decision that is best for us. So here's to yet another chapter in our lives.